401(k)s. A 401(k) savings plan is sponsored by your employer, and lets you save for retirement while reducing your taxable income. If your employer offers a matching contribution, that's usually the best place to start saving. Why give up free money? Traditional IRAs. Traditional IRA ?. Lifetime transfers to loved ones and charities are a great way to manage your estate, and see the benefits while you're still alive. Gifting provides a couple of added bonuses, as well: any ? ?
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Tax-Smart Investing, Retirement, and Estate Planning Ideas
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